Fee Schedule

Membership
Membership is FREE!
Account Closure	$5 if account closed within 6 months

Checking
All checking accounts are FREE!

Savings
All saving accounts are FREE!
Savings Excessive Withdrawals (first 2 are free each month)	$5 per withdrawal

Christmas Club
Early Withdrawal Penalty	$25

Money Market Accounts
Excessive Withdrawals (over 6 withdrawals per month)	$5 per withdrawal
Monthly Fee (if average balance falls below the minimum)	$10 per month

Other Services
Account Activity Printout	$1 per page
Account Reconciliation	$25 per hour ($25 minimum)
Account Research	$100 per hour ($100 minimum)
Account Verification	$15 per item
Bill Pay NSF Item	$45 per item
Check Copy	$2 per item
Check Copy: Archived (over 12 months or 1-3 items)	$5 per item
Check Copy: Archived (over 12 months or over 3 items)	See Account Research
Check Printing	Prices may vary depending on style
Courtesy Pay	$25 per item
Debit Card Replacement	$10
Debit Card Expedited Order	$50
Deposited Item Returned	$10 per item
Dormant/Inactive Account	$10 per month after 2 years
Invalid Address	$5 per item
Legal Process (tax levies, garnishments, notary services, etc.)	$25
Loan Late Fees	5% of the payment amount ($25 minimum)
Overdraft: NSF (Non-Sufficient Funds)	$25 per item
One-time Debit Overdraft	$25 per item
Paper Statements (in conjunction with eStatements)	$3 per month
Returned Item	$10 per item
Skip Payment Fee	$25 per skip payment per loan
Starter Checks (4 per page)	$3 per page
Statement Copy	$3 per copy
Stop Payment	$25 per item
Stop Payment on Teller Check	Cost to Credit Union
Telephone Balance Inquiry (by staff, not audio response)	$1 per inquiry
Telephone Transfer (by staff, not audio response)	$1 per transfer
Verification of Deposit	$15