We will be closed on December 24 & 25, 2024 in observance of Christmas. You can access your accounts through our online banking portal or through our mobile app. Download the CTECU app in the Apple App Store or Google Play Store.

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Rates

Our loan rates are some of the best around, and we're always here to help you find the right loan for your needs. Whether you're looking to buy a new car, remodel your home, or take a vacation, we've got you covered with affordable rates and flexible terms. So why wait? Apply today and see how we can help you achieve your dreams!

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Auto Rates

Auto Rates
Approximate Terms APR as low as1 Approximate Payment (per $1,000)2
Up to 48 months 4.69% $24.66
Up to 60 months 4.69% $20.53
Up to 72 months 5.69% $18.28
Up to 84 months 7.69% $17.40

Personal Loan Rates

Personal Loan Rates
Approximate Term APR as low as1 Approximate Payment (per $1,000)2
Up to 60 months 11.75% $24.12

Boat, Motorcycle, ATV, RV Rates

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Boat, Motorcycle, ATV, RV Rates
Approximate Terms APR as low as1 Approximate Payment (per $1,000)2
Up to 60 months 6.25% $21.30
Up to 72 months 6.50% $18.70
Up to 84 months 7.00% $17.05
Up to 96 months 9.50% $17.01
Up to 120 months 10.00% $15.44

Home Equity Line of Credit

Home Equity
Payments are based on 120 months

Variable Rate3
(currently set at 7.75% APR1)

Mortgages

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Mortgages
Terms and Rates vary based on mortgage type - visit our Mortgage Center for updated rates.

1 APR = Annual Percentage Rate | “as low as” refers to discounts available for the following: 1) Down Payment Discount: financing 80% or less of the value of the vehicle may qualify you for a lower rate. 2) Optional purchase of Protection Coverages: save when you secure your loan with any of our optional Protection Coverages (Life, Disability, GAP, and Mechanical Repair). 3) Relationship Discount: receive savings for having a checking account with direct deposit present.

2 Approximate Payment amount is based on $1,000 at the term and APR listed and includes the optional Life Protection and Disability Protection on all loan types.

3 Home Equity Line of Credit rate is a variable rate and can change up to two times per year (January 1st and July 1st). Anytime the rate changes, your payment will increase, or decrease, based on the new rate and remaining term. Payment terms are based on 120 months and are re-evaluated with each new advance.

All rates and terms are subject to change without notice. Rates are subject to credit approval.

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Here to Help

Not sure how to get started or have a question? We're here to help.

Open an Account

Your first step to success is becoming a member at CTECU. It's easy to join.

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We are here and ready to assist you weekdays from 9am to 4:30pm.

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We have three convenient locations ready to serve you.

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