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Navigating Debt with Low Credit: Strategies for Success

6/18/2024

Mom and daughter smiling inside the car

Debt is a heavy burden, especially when compounded by a low credit score. With the right strategies and mindset, however, it is possible to take control of your finances, improve your creditworthiness, and pave your path toward financial stability. Let’s discuss effective strategies for managing debt with a low credit score, so you’ll feel confident in your abilities to achieve stability and peace of mind.

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Travel Smarter, Not Pricier with Top Money-Saving Tips

6/18/2024

Mom and daughter smiling inside the car

Discover savvy strategies for saving money on travel expenses, allowing you to enjoy memorable experiences without breaking the bank.

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Embracing Digital Wallets: The Future of Payments

6/18/2024

Mom and daughter smiling inside the car

Explore the convenience and security of digital wallets, revolutionizing the way you make transactions and manage finances.

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Driving to Savings: Smart Financing Tips for Auto Loans through Your Credit Union

4/18/2024

Mom and daughter smiling inside the car

For many, purchasing a car is a significant financial decision, and understanding how to secure the best auto loan rates and terms is crucial. When it comes to financing your vehicle, credit unions often offer competitive rates and personalized service that can make a substantial difference in your overall cost. Here are some insights into obtaining the best auto loan rates and terms from your credit union along with common pitfalls to avoid.

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Unlocking Opportunities: Understanding the Impact of Credit Scores on Loan Approvals

4/18/2024

Man looking to his phone and card

In the world of personal finance, credit scores play a pivotal role in determining an individual's creditworthiness. Whether you're applying for a mortgage, car loan, or a credit card, lenders often rely on credit scores to assess the risk associated with lending money. Understanding the impact of credit scores on loan approvals is crucial for anyone navigating the borrowing landscape. Your credit union can help.

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Stay Merry and Scam-Free this Holiday Season!

11/27/2023

Your Financial Friend

Tis the season for holiday cheer, gift-giving, and, unfortunately, an increase in online scams. As we gear up for the holiday shopping season, scammers are also preparing to take advantage of the festive spirit. But fear not! With a few simple precautions, you can protect yourself from falling victim to online scams during this holiday season.

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How to Make Debt Your Financial Friend

Authored By: Daniel McLemore on 11/9/2023

Your Financial Friend

Debt doesn’t have to be your enemy. In fact, debt can be your financial ally! Yes, you read that right — we’re here to debunk the myth that all debt is bad and explain how you can leverage "good debt" to improve your financial wellness.

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Mix N’ Match: Budget-Friendly Pantry Staples

Authored By: Daniel McLemore on 11/9/2023

Your Financial Friend

Are you tired of breaking the bank every time you hit the grocery store? Do you cringe with each blip at the checkout line? There are probably things you could be doing to shop smarter! Stock up on these budget-friendly pantry staples and you’ll have the building blocks for some tasty (and healthy) meals.

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A Guide to Car Buying: What You Need to Know

Authored By: Daniel McLemore on 11/9/2023

Your Financial Friend

Understanding the Car Buying Process

Purchasing a car can be an exciting but overwhelming experience. It's important to have a clear understanding of the car buying process to ensure you make informed decisions and find the perfect vehicle that meets your needs and budget. This guide will walk you through the key steps involved in buying a car, from determining your budget to finalizing the paperwork.

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A Summer Vacation Budgeting Guide: Prevent Overspending and Maximize Fun

Authored By: Daniel McLemore on 6/6/2023

Summer Vacation

The summer months frequently entice us to set out on thrilling excursions and exciting getaways. But it's crucial to strike a balance between having a great vacation and living within your means. You can have a wonderful summer vacation without the stress of overpaying by using sensible budgeting techniques. We'll look at some useful advice in this article that you may use for both short-term holiday planning now and long-term vacation planning in the future.

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Grocery Delivery Services: Are They Worth the Cost?

Authored By: Daniel McLemore on 4/28/2023

Grocery Delivery Services: Are They Worth the Cost?

Grocery delivery services have become increasingly popular in recent years, as more and more people are looking for ways to save time and hassle. However, there are a number of factors to consider before deciding whether or not to use a grocery delivery service, including the cost.

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Protect Yourself from 3 Common Financial Scams in 2023

Authored By: Daniel McLemore on 1/23/2023

Protect Yourself from 3 Common Financial Scams in 2023

Financial scams are a common and persistent threat, and it’s important to be aware of the various types of scams that exist and how to protect yourself from them. Here are three common financial scams to watch out for and some tips on how to avoid falling victim...

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Boost Your Savings with a Simple and Effective 52-Week Challenge

Authored By: Daniel McLemore on 12/27/2022

Boost Your Savings with a Simple and Effective 52-Week Challenge

If you’re looking to boost your savings and make a positive change in your financial habits, a savings challenge can be a great way to get started. One popular challenge involves saving a specific amount each week, increasing the amount by a dollar each week....

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Don’t Let Financing Hold You Back: How to Buy a Car from a Dealership with Credit Union Funding

Authored By: Daniel McLemore on 12/23/2022

How to Buy a Car from a Dealership with Credit Union Funding

Buying a car from a dealership can be a daunting task, especially when it comes to financing. However, with a little preparation and knowledge, you can navigate the process smoothly and end up with a car that meets your needs and budget. Here are some tips for buying...

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Sticking to Your New Year’s Resolution

Authored By: Daniel McLemore on 12/22/2022

Sticking to Your New Year’s Resolution

Happy New Year! As the new year approaches, many people make resolutions to improve their lives in various ways. One common resolution is to save money, whether it’s to pay off debt, build up an emergency fund, or save for a big purchase. Here are some tips for...

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5 Ways to Avoid Overspending This Holiday Season

Authored By: Daniel McLemore on 12/2/2022

5 Ways to Avoid Overspending This Holiday Season

1. Set a Budget & Track Spending It’s important to set a budget when buying gifts for the holidays. A recent poll from Gallop estimates Christmas shoppers will spend an average of $932 this holiday season just on gifts. That’s up nearly $100 from last...

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