Online Banking & Bill Pay

FREE Online Banking with your credit union is an easy way to bank anywhere and anytime. This virtual branch will allow you to review your accounts, balances, transactions, make transfers and pay bills for FREE. It provides you with a private and protected banking environment.

FREE Bill Pay allows you to pay anyone, anywhere right from your computer. No need for stamps, envelopes or checks. There is no limit to the number of payments you can send.

Call us at (337) 433-4525 to get setup!

Text Banking

FREE Text Banking with your credit union allows you to access your account balances right on your mobile phone. Just text BAL to 46247 and you will quickly receive your balances.

Call us at (337) 433-4525 to get setup!

ESTATEMENTS

FREE eStatements with your credit union allows you to securely receive your account statement. No need to worry about lost mail or your mail being delivered to the wrong address. You will receive your statements faster and more secure with eStatements.

Call us at (337) 433-4525 to get setup!

Debit Cards

Your credit union offers 2 styles of Visa® Debit Card. We have our standard card and a School Spirit Card. Both styles are completely FREE! If you choose a School Spirit Card you can choose from one of six area high schools (Barbe, LaGrange, Sam Houston, Sulphur, Washington Marion, & Westlake). When you use a School Spirit Card from the Credit Union, your school earns money! Donations are generated from the proceeds of your signature-based transactions1 at no additional cost to you. The more friends, coworkers and family members that use their School Spirit Card, the more money is raised for your school.

Call us at (337) 433-4525 to get setup!

1 For donations to be generated you must use your card as a Signature-Based Transaction (credit transaction). PIN-Based Transactions are not included. The school will earn 5¢ per counted transaction.

OVERDRAFT PROTECTION & COURTESY PAY

With our busy lives, it’s easy to make mistakes such as forgetting to deposit a check, make a transfer, or deduct your last debit charge from your balance. A simple error or balance miscalculation can lead to an unexpected shortage of funds. At Calcasieu Teachers & Employees Credit Union, we have options to help you minimize the impact of such a mistake.

SKIP PAYMENT PROGRAM

Your credit union allows for you to skip your loan payment2 during the busy holiday season. Simply complete an application before your loan payment is due and we will help you hold on to your cash and skip that month’s payment.

2 By participating in Calcasieu Teachers & Employees Credit Union’s Skip-a-Payment program, you request that the Credit Union defer your loan payments as indicated. You agree and understand that: 1) you may skip up to one (1) payment per qualified loan type during the month of January; 2) a Skip Payment fee of $25 per loan will be deducted from your Credit Union Savings or Checking account at the time the request is processed; 3) finance charges will continue to accrue at the rate provided in your original loan agreement, during and after this time; 4) deferring your payment will result in your having to pay higher total finance charges than if you made your payment as originally scheduled; 5) the payment deferral will extend the terms of your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off; 6) you will be required to resume your payments the following month. Automatic transfer/Payroll Deduction records to a Credit Union Deposit or Loan will NOT be skipped automatically. Contact the Credit Union if you wish to skip the payment; 7) if you elected Guaranteed Asset Protection (GAP) or Mechanical Repair Protection, the coverage will not be extended beyond the original maturity date; 8) if you elected Credit Insurance or Debt Protection, the monthly premium will continue to be added to the loan during and after the month of the skipped payment; 9) certain restrictions may apply; excludes all real estate loans, second chance loans, any loans deemed as loan specials (12-7-12, vacation, etc…), any loan under a workout plan, and any courtesy pay repayment plan; 10) the skip payment application must be received no later than one (1) business day before the loan payment is due; 11) all deferrals are subject to Calcasieu Teachers & Employees Credit Union approval. Your loan(s) must be current (cannot be over 10 days delinquent) and open for at least 3 months with on-time payments to qualify.

CALCASIEU TEACHERS & EMPLOYEES CU

PO Box 16134
Lake Charles, LA 70616
(337) 433-4525

Copyright 2019 · ALL RIGHTS RESERVED

CALCASIEU TEACHERS & EMPLOYEES CU

PO Box 16134
Lake Charles, LA 70616
(337) 433-4525

Copyright 2019 · ALL RIGHTS RESERVED