We all have big dreams—maybe it’s a first house, a comfortable retirement, or the trip of a lifetime. But does your salary match the size of your goals? An annual financial check-up is a great way to learn if you can achieve what you want with the salary and investments you currently have.

Fall is the ideal time to fine-tune your finances, because it gives you a chance to take advantage of tax-saving strategies before the year’s end. And with open enrollments happening now, it also allows you to change your health plan or retirement savings contribution if it makes sense for you.

Sitting down and crunching the numbers might feel like a hassle, but consider this: You probably schedule an annual wellness exam and car tune-up each year. Your finances deserve the same attention, and we’ve got seven simple steps to help you get started.